If you have worked in Germany and paid into the pension scheme, you may be eligible to have your contributions cashed out all at once. Find out here if you qualify for the pension refund and how you can get your money back.
Some of the most important things you'll need to do include officially deregistering your residence (Abmeldung) and terminating various contracts, such as your health insurance, internet, electricity, gas and mobile phone contracts. You may also want to set up a mail forwarding order, deregister your vehicle and business, and please also keep in mind to stop paying the German broadcasting fees (GEZ) and child benefits.
The process of contribution refund is quite complicated and lengthy. First, you should be 100% sure you are qualified to receive your pension contributions; otherwise, you'll be putting in a lot of effort for nothing.
It is indeed possible to get a refund of your pension contributions when you leave Germany, provided you meet certain requirements.
Here are the details: If you have been employed in Germany and have made contributions to the statutory pension insurance, you can apply for a refund under specific conditions.
It's crucial to note that once you've received a refund of your contributions, your affiliation with the German state pension insurance scheme is completely terminated. Because of this, it's essential to seek comprehensive advice before requesting a pension refund in the first place, as, for people wanting to return to Germany, awaiting a future pension might prove more advantageous.
You have returned from Germany to your home country. Maybe you are not aware of it, but with every paycheck you have automatically paid social taxes in Germany. Now it ist the time to start thinking about getting your money back.
The team of Fundsback, has already helped a large number of non-EU expats, who have lived and worked in Germany, to get their paid pension contributions reimbursed from the German Pension Insurance Association.
