Do you want to understand how the German pension system works? Then you’ve come to the right place. This information will help you get the most out of your German pension.
The pension system in Germany is specifically designed to provide financial support to retirees to ensure a comfortable standard of living during their retirement years. This comprehensive system consists of several elements, including the state pension, occupational pension and private pension schemes.
It's crucial to note that once you've received a refund of your contributions, your affiliation with the German state pension insurance scheme is completely terminated. Because of this, it's essential to seek comprehensive advice before requesting a pension refund in the first place, as, for people wanting to return to Germany, awaiting a future pension might prove more advantageous.
The survivor's pension in Germany is a financial support designed to provide security for the next of kin of a deceased pensioner. It is based on a fixed percentage of the pension that the deceased received or should have received. The exact amount of this pension is tied to similar criteria as the deceased's retirement pension.
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