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Contribution amounts are flexible within a defined range

You can choose how much to contribute each month, with minimum and maximum amounts set annually by the German pension authority.

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Contribution amounts are flexible within a defined range
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FAQ

How much can I contribute voluntarily to the German pension?

In 2026, the minimum voluntary contribution is around 103 EUR per month and the maximum is around 1,404 EUR per month. You can choose any amount within this range. Higher contributions build more pension entitlement points (Entgeltpunkte), which directly increase your future monthly pension. Contributions can be paid monthly or as a lump sum for past months within the same calendar year. The exact amounts are adjusted annually.

Next step

Start with the clearest next step for your case.

Use the pension-check entry for refund-led cases or contact Fundsback when you need a more guided service path.

Since 2015Industry pioneer
3.5k+ casesDocumented cases
€12,926 avg.Average refund
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