Resources
Start with the right question.
This is where you find the most useful guides, country pages, and entry points to understand your German pension case.
Quick starts
Where to start
Depending on your question, refund, guides, or country pages should lead you into the right area quickly.
Most common
Pension Refund
Want to know if you can get your German pension contributions back? Start here.
Check refundGuides
Understand it step by step
Detailed guides on pension refund, deregistration, widow pension, and special cases.
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Countries, treaties, eligibility
Your country of residence and nationality determine which pension route is possible. Find your country.
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Find your likely next knowledge path
Kept intentionally small so the page stays curated. Nationality and intent are enough for a better first jump.
Guides
Important guides
The most important topics at a glance — from pension refund basics to leaving Germany.
Claim German pension refund step by step
Understand the practical German pension refund sequence, the key documents and when to move into the guided Fundsback process.
Read guideHow much is my German pension refund
Your German pension refund is 9.3% of gross salary per contribution month, capped at the yearly ceiling. See what sets the amount and estimate it free. Average: EUR 12,926.
Read guideUnderstanding your German pension Bescheid
Your German pension refund decision (Bescheid) names the amount and the legal ground. Learn how to check it against your records and lodge a Widerspruch within the deadline.
Read guideCountries
Find country context quickly
If nationality, residence, or treaty rules matter, you can move from here into the right country page quickly.
German pension refund for US citizens
As a US citizen who worked in Germany, about 9% of your gross salary went into the Deutsche Rentenversicherung. If you contributed for fewer than 60 months a...
Open country pageGerman pension refund for Indian citizens
As an Indian citizen who worked in Germany, about 9% of your gross salary was paid into the Deutsche Rentenversicherung. Germany and India have a bilateral S...
Open country pageGerman pension refund for Australians
Australia and Germany have a bilateral Social Security Agreement. As an Australian who worked in Germany, about 9% of your gross salary was paid into the pen...
Open country pageReference
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