Two different pension paths for different situations

Pension Refund helps you get your contributions paid back as a lump sum, typically for non-EU citizens who have left Germany. Pension Assist helps you apply for regular monthly pension benefits. This becomes relevant once you reach 60 or more contribution months, because that point gives you a claim to a regular pension; whether a refund is still an option then depends on your nationality, residence and any social security agreement. Fundsback helps you figure out which path fits before you commit.