Why the 5-year or 60-month rule should not be oversimplified
Five years or 60 contribution months can change which pension route is realistic, but it should not be treated as an automatic yes-or-no answer without checking the rest of the case.
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FAQ
Can I still get a pension refund after 5 years or 60 months?
Five years or 60 months do not automatically answer the refund question on their own. They are part of the eligibility logic together with nationality, current residence and the broader pension situation, so the case should be checked before you rule refund in or out.
Next step
Start with the clearest next step for your case.
Use the pension-check entry for refund-led cases or contact Fundsback when you need a more guided service path.
Since 2015Industry pioneer
3.5k+ casesDocumented cases
€12,926 avg.Average refund
