Turn Relocating From Germany Into an Opportunity – Help Clients Get a Pension Refund

Earn from our Service – without lifting a finger

As a relocation or global mobility provider, you guide international professionals through key life transitions. Now you can help them get back thousands of dollars in pension reimbursements – without adding work to your team. We call that a win-win situation!

By partnering with Fundsback, you offer your clients a valuable financial benefit after they’ve left Germany. And your company earns a 10% commission per successful case.

Why This Is a Perfect Fit for Relocation Services:

  • Average refund: €9,328 – often significantly higher, depending on income and months worked
  • New revenue stream – earn 10% of our service fee without any risk
  • Fully digital process – no paperwork required. Neither for you nor for your client
  • German bureaucracy? We take care of everything and you earn money from it
  • GDPR-compliant and legally secure thanks to our specialised lawyer

How the commission works

Fundsback operates on a purely success-based model:
We only charge a fee once the pension refund has been successfully paid out to the individual.

Our standard fee is 9.9% of the refunded amount.
This percentage is only applied to the actual amount the employee receives from the German pension insurance — not on any estimate or gross income.

From that 9.9% service fee, your company receives 10% as a commission for referring the case.

Example:

If your referred employee receives a refund of €10,000:

  • Fundsback charges €990 (9.9%)
  • Your company receives €99 (10% of our fee)

This way, you generate additional revenue without any cost or risk, and your former employees benefit from a valuable financial service — fully managed by us.

We take care of the bureaucracy

Fully Digital Service

Minimal Time Investment

Streamlined Documentation

Committed Customer-Oriented Support

Experienced Legal Team

Real-Time Updates

No Win, No Fee Principle

Why Relocater love working with us

You offer real financial value to your international clients leaving Geramyn — without lifting a finger.
You receive 10% of our performance-based fee for every successful case — and your customers leave Germany with a significant financial benefit.

Fundsback is risk-free, hands-off, and high-impact.

Who qualifies for a German pension refund?

Fundsback is ideal for non-EU citizens who have worked in Germany and now live abroad. Eligible cases include:

  • Internationals who stayed in Germany for 6 months or longer
  • Expats returning to their home country and relocating outside the EU/EEA
  • Contract or project staff who contributed to the German pension system
  • Former students, researchers, or interns with official employment contracts

We provide a free eligibility check to assess every case — fast and legally secure.

Frequently Asked Questions

Why Fundsback?

Fundsback is the leading platform for German pension refunds for non-EU citizens. We offer:

  • A fully digital, multilingual service in English, German, and more
  • No-win, no-fee guarantee – clients and partners only benefit, without risk!
  • End-to-end handling of all paperwork, communication, and legal steps
  • Compliance with GDPR and the highest standards of data protection
  • Personal support, real-time updates, and transparent processes

Who can benefit?

Many people are surprised to learn that they may be entitled to a refund of their German pension contributions. This applies especially to former international employees who worked in Germany and have since moved abroad. If they are no longer part of the German social security system, a refund of the employee share (9.3% of gross income) is often possible.

Non-EU citizens are particularly eligible, as they generally cannot continue paying into the German pension scheme voluntarily after leaving the country. That makes a refund much more likely — even after short employment periods.

This also includes expats, students, freelancers, and researchers who worked in Germany temporarily. Even if someone held only internships or part-time roles, their contributions may still qualify for a refund — as long as they’ve been living outside the EU/EEA for at least 24 months.

If you’re not sure whether your contact is eligible, don’t worry. Every referral starts with a free, no-obligation eligibility check — and we’ll take care of the rest.

How much does it cost for a Relocation Service Provider?

Nothing. Fundsback operates on a no-win, no-fee model. The service is completely free for referring partners. Only once a pension refund is successfully completed, we retain a service fee from the client’s refund — and you receive your 10% partner commission from that amount.

How does the commission work?

We charge 9.9% of the refunded pension amount as a service fee to the client. From this, your company receives 10%. For example, if a former employee receives €10,000 back, our fee is €990, and your company earns €99 — with no additional involvement required.

What do we need to do as a partner?

Very little. You receive a custom referral link from us, which you can share during your offboarding process, via email, or in your HR/relocation documentation. Once someone applies through your link and successfully receives a refund, we take care of everything else.

Who qualifies for a pension refund?

The refund is typically available to non-EU citizens who worked in Germany and have since moved abroad (outside the EU/EEA). The key conditions are that they contributed to the German pension system, have left Germany, and at least 24 months have passed since their last contribution. We provide a free eligibility check for every case.

What if the person is not eligible?

If someone applies but does not meet the refund criteria, they simply receive a no-obligation result from our eligibility check. There are no costs for them, and no commission changes hands. The entire process is risk-free for everyone involved.

Is this GDPR compliant?

Yes. Fundsback is operated by a registered German company and fully complies with the General Data Protection Regulation (GDPR). All data is stored and processed securely.

How long does the refund process take?

On average, successful cases are completed within 1 to 6 months. However, timelines can vary depending on individual records and the responsiveness of the German pension authorities.

In which languages is your service available?

We support clients in English and German. All communication with authorities is handled in German by us.