Make Offboarding a Win – Help Your Former Employees Reclaim Their Pension Refunds
What makes this a win-win solution:
International employees often leave Germany without claiming their pension refund. With Fundsback, you help them recover thousands — and earn 10% commission per successful case.
How the commission works
Fundsback operates on a purely success-based model:
We only charge a fee once the pension refund has been successfully paid out to the individual.
Our standard fee is 9.9% of the refunded amount.
This percentage is only applied to the actual amount the employee receives from the German pension insurance — not on any estimate or gross income.
From that 9.9% service fee, your company receives 10% as a commission for referring the case.
Example:
If your referred employee receives a refund of €10,000:
This way, you generate additional revenue without any cost or risk, and your former employees benefit from a valuable financial service — fully managed by us.
We take care of the bureaucracy
Fully Digital Service
Minimal Time Investment
Streamlined Documentation
Committed Customer-Oriented Support
Experienced Legal Team
Real-Time Updates
No Win, No Fee Principle
Why companies love working with us
You offer real financial value to your international employees — without lifting a finger.
You receive 10% of our performance-based fee for every successful case — and your people leave Germany with a significant financial benefit.
Fundsback is risk-free, hands-off, and high-impact.
Who qualifies for a German pension refund?
Fundsback is ideal for non-EU citizens who have worked in Germany and now live abroad. Eligible cases include:
We provide a free eligibility check to assess every case — fast and legally secure.
Frequently Asked Questions
Fundsback is the leading platform for German pension refunds for non-EU citizens. We offer:
Many people are surprised to learn that they may be entitled to a refund of their German pension contributions. This applies especially to former international employees who worked in Germany and have since moved abroad. If they are no longer part of the German social security system, a refund of the employee share (9.3% of gross income) is often possible.
Non-EU citizens are particularly eligible, as they generally cannot continue paying into the German pension scheme voluntarily after leaving the country. That makes a refund much more likely — even after short employment periods.
This also includes expats, students, freelancers, and researchers who worked in Germany temporarily. Even if someone held only internships or part-time roles, their contributions may still qualify for a refund — as long as they’ve been living outside the EU/EEA for at least 24 months.
If you’re not sure whether your contact is eligible, don’t worry. Every referral starts with a free, no-obligation eligibility check — and we’ll take care of the rest.
Nothing. Fundsback operates on a no-win, no-fee model. The service is completely free for referring partners. Only once a pension refund is successfully completed, we retain a service fee from the client’s refund — and you receive your 10% partner commission from that amount.
We charge 9.9% of the refunded pension amount as a service fee to the client. From this, your company receives 10%. For example, if a former employee receives €10,000 back, our fee is €990, and your company earns €99 — with no additional involvement required.
Very little. You receive a custom referral link from us, which you can share during your offboarding process, via email, or in your HR/relocation documentation. Once someone applies through your link and successfully receives a refund, we take care of everything else.
The refund is typically available to non-EU citizens who worked in Germany and have since moved abroad (outside the EU/EEA). The key conditions are that they contributed to the German pension system, have left Germany, and at least 24 months have passed since their last contribution. We provide a free eligibility check for every case.
If someone applies but does not meet the refund criteria, they simply receive a no-obligation result from our eligibility check. There are no costs for them, and no commission changes hands. The entire process is risk-free for everyone involved.
Yes. Fundsback is operated by a registered German company and fully complies with the General Data Protection Regulation (GDPR). All data is stored and processed securely.
On average, successful cases are completed within 1 to 6 months. However, timelines can vary depending on individual records and the responsiveness of the German pension authorities.
We support clients in English and German. All communication with authorities is handled in German by us.