How should you think about the 24-month rule?
The 24-month timing logic matters in many refund cases, but it should be checked together with contribution history and your current situation instead of used as a standalone guess.

“Got €16,400 back. Camilo kept me updated every step.”
James T. · Canada
FAQ
Do I have to wait 24 months for a pension refund?
Yes, in most cases there is a mandatory 24-month waiting period, which cannot be avoided. In any case, checking whether a pension refund is possible and finding out your earliest eligibility date is useful as soon as you leave or are planning to leave Germany. This gives you enough time to decide. If you decide to obtain a pension refund, you can start preparing everything in advance and make sure that you receive your refund as soon as you are eligible.
Next step
Start with the clearest next step for your case.
Use the pension-check entry for refund-led cases or contact Fundsback when you need a more guided service path.

